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  • Closing the Gap - WA#25
    Closing the Gap - WA#25

    Credit unions and mutual fund financial statements

  • Of each dollar lent as of April 2021, 44¢ were extended by private banks (excluding Banco del Pacífico), 33¢ by government-owned banks (including Biess, Conafips and Banco del Pacífico), 21¢ by credit unions (from all segments) and 1¢ for mutualists. (WA#25)

  • BCE reviewed upwards the 2020 contraction estimate of –7.8% but lowered to 2.8% the 2021 rebound. The combined 2020/21 is a -5.2% contraction from 2019. World Bank is more optimistic than the authorities with a 3.4% bounce back in 2021, but down to 1.4% in 2022. (WA#24)

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Grupo Spurrier is the leading company in the development of key solutions and services for business success; it specializes in monitoring the economy and politics of Ecuador, as well as on economic research, market research, consulting and corporate training, models and business plans development, investment plans, and market power law consulting.

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Weekly Analysis Briefs


    The Law for the Defense of Dollarization modified the regulatory framework of credit unions in order to continue with their technical strengthening. The reform is not just to level the regulatory conditions of the superintendencies of banks and the Popular and Solidarity Economy, but to reduce the gap between the regulatory requirements for private...


    Official economic growth estimates for 2021 and on are very modest: a heavy fiscal burden in the context of dollarization plus a lagging effort to reign in the pandemic are behind this. Primary sectors are to fare best followed by secondary sectors (manufacturing) and lastly by services, most burdened by social distancing. Construction would be an ...


    The covid 19 pandemic allowed some domestic maquila pharma labs to expand their sales and gain market share. Among the challenges that pharma labs must face is the new requirement for drug traceability. The deadline for its implementation was extended until May 2022. Pharma spokesmen consider it inconvenient. President Guillermo Lasso declared h...